The Top 10 Questions To Ask Your Bail Bondsman
When it comes to choosing a Michigan bail bondsman, you need to be smart in order to get the best outcome possible. Before deciding which Michigan bail bonds company to use, here are the top 10 questions you should ask.
1. Will You Put all the Financial Terms in Writing?
Before hiring a bail bondsman, make sure all financial terms are put in writing. Never rely on verbal communication alone.
2. Have You Been Sued by any Clients?
If a bail bondsman in Michigan has been sued by any clients within the past year, you deserve to know. If you’re worried about whether or not the bondsman is being honest with you, search online to see how many civil court records list the bond company as the defendant.
3. Is the Bail Premium an Annual or a One-Time Payment?
Sometimes, bail companies will conceal the full charges included in a bail contract. They might list an upfront premium but fail to include any annual premiums you’re required to pay. Always ask if the premium is an annual one or a one-time payment.
4. Have You Ever Had Your License Restricted or Suspended?
You probably don’t want to hire a bondsman who’s been disciplined by the licensing board. Find out if your bondsman’s license has ever been suspended or revoked before signing any paperwork.
5. What Is a Bail Bond Surrender?
If you, as a co-signer, have second thoughts about bailing a friend out, you have the option of surrendering the bail bond. You’ll be reimbursed all expenses except for fees paid to the bail bond agency. In order for a bail bond surrender to work, the person returning to jail must not have missed any court dates.
6. Where Is the Location of Your General Agent’s Home Office?
The General Agent or insurance company for your bail agent could be located thousands of miles away. This can make it more difficult for you to get in touch with them to handle any problems that may come up. It’s best to work with a company that’s located nearby.
7. How Many Homes Did You Send To Foreclosure Last Year?
Many bonds require collateral, and real estate is the most common type. It’s important to know if your bondsman is likely to send you into foreclosure if you don’t pay your debts quickly.
8. How Old Is Your Company?
This is just a clever way of finding out how experienced a bail bonds company is. In most cases, you can trust a company more if they have been in business for a while.
9. What Are My Bail Bond Options?
There are several different types of bonds. Make sure you understand each of them before proceeding.
10. Will You Itemize all Expenses on a Bond Forfeiture?
If a bond or person fails to appear in court, the bail agent may demand that you pay any associated expenses. Make sure your agent provides you with an official, itemized invoice showing all expenses for which you’re responsible.
All American Bail Bond Agency is a reputable company that provides bail bonds throughout Michigan. Contact us and an experienced bail bondsman will be in touch with you soon.
This article is for informational purposes only. If you need legal advice you should contact an attorney.